Branch - Digital Bank & Loans 5.12.0

Branch Wallet: A Convenient Solution for Saving, Transferring Money, and Paying Bills

Branch Wallet offers a range of features that make managing your finances easier than ever. With the ability to save and transfer money, as well as instantly pay your bills, this app is a game-changer.

Personal Loans for Every Need

• Loan Amounts: Ksh 500 to Ksh 300,000
• Tenure: 62 days to 1 year
• Interest Rates: 2%-18% depending on the customer's risk profile

For example, if you borrow Ksh 10,000 with an APR of 196% over a tenure of 62 days, the interest will amount to Ksh 3,260. The total amount disbursed will be Ksh 10,000, and the total amount to repay will be Ksh 13,260, divided into two monthly payments of Ksh 6,630. Please note that late fees may apply in some cases.

Branch Wallet: More Than Just a Mobile Loan App

Branch has expanded its services beyond mobile loans. With the Branch Wallet app, you can now save money, make transfers, pay bills, and access instant mobile loans all in one place.

Personal Loan Rates and Fees

• Loan Amounts: Ksh 500 to Ksh 100,000
• Interest Rates: APR ranges from 20% to 211% (monthly interest rates range from 2% to 18%)
• Processing Fee: None
• Onboarding Fee: None

Depending on your loan amount, you have the flexibility to choose repayment terms of up to 1 year. Minimum repayment period for all loan amounts offered is 62 days.

Introducing Branch Microfinance Bank (Branch MFB)

The new Branch MFB app allows you to apply for personal loans anytime, anywhere. With no paperwork, collateral requirements, or office visits, getting a loan is now easier than ever. The app offers round-the-clock access, quick sign-up, and flexible payment terms.

Key Features of Branch MFB:

• Instant Loans: No paperwork or collateral required
• Money Transfers: Seamlessly send and receive money between Branch and MPESA
• Bill Payments: Pay your bills without any extra charges
• Saving Made Easy: Save money in the Branch Wallet and earn a competitive 15% interest rate
• Savings Flexibility: Withdraw your savings anytime or keep them in your account for a fixed period

World-Class Support for Your Financial Needs

If you have any questions or concerns, our dedicated support team is available 24 hours a day. Simply message us within the app for prompt assistance.

Diverse Range of Personal Loans to Suit Your Needs

Branch personal finance app offers a variety of personal loans, including medical loans, emergency loans, home renovation loans, education loans, travel loans, wedding loans, and student loans.

Safe and Secure Loans

Your privacy and security are our top priorities. Branch app simplifies the loan process by using the data on your phone, including SMS history, to verify your identity and create a credit score. Rest assured that all data shared with us is encrypted to protect your privacy.

Featured In

Branch has been featured in reputable publications such as Financial Times, TechCrunch, Forbes, Bloomberg TV, Huffington Post, Wall Street Journal, CNBC Africa, K24, KTN, KBC, Business Daily, Daily Nation, and The Standard.

Contact Us

We value your feedback and are here to assist you. Reach out to us via email at [email protected] or find us on Facebook. You can also follow us on Twitter at twitter.com/branch_co or visit our website at branch.co.ke for more information. Our office address is located on the 10th floor of Reliable Towers, Mogotio Road, Off Chiromo Lane, Westlands, Nairobi.